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emfizz.com September 24, 2017


Lowcountry families may be affected by Equifax breach

16 September 2017, 01:08 | Anna Nguyen

Equifax data breach: What you need to know

Equifax had 'admin' as login and password in Argentina

The FTC wants to know how hackers were able to access the Social Security numbers and other information of 143 million Americans.

Both urged people to go to a web portal created by Equifax - equifaxsecurity2017.com - to see if their information was affected. A credit freeze makes it hard to open new accounts in your name.

Remember you can also request free copies of your credit report each year at annualcreditreport.com or you can use apps like credit karma which will help keep an eye on things at no charge.

"It is a little frustrating because, like, I only have one credit card and I'm just now starting to build my credit and just to think that I've been putting all that work into building my credit and it's nothing really I can do about it", said Campbell. "Don't tell them anything", Lisa Weintraub Schifferle, an attorney with the FTC's Division of Consumer and Business Education, wrote on the department's website.

By now, you've heard about the breach of the financial records of Equifax, the credit reporting bureau.

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The first thing you should consider in the wake of the nation's most recent data breach is freezing your credit. This is going to last way longer than that, so your next step is you add a free fraud alert to any of the big major companies.

Iowa Attorney General Tom Miller and Nebraska Attorney General Doug Peterson revealed the scope of the breach Tuesday, warning citizens to take steps to protect their identities. If you contact any one of the three, fraud alerts will automatically be added by the other two. Doing this earlier in tax season will make it less likely that someone else can file a fraudulent return in your name using your social security number. Meantime, since 2006, Lisa Madigan's office has a unit devoted to helping victims of identity theft and helping consumers prevent it.

Equifax says on its website that the breach, which it discovered internally in late-July and announced to the public last week, was the result of hackers exploiting a vulnerability in a website application called Apache Struts.

If your information was part of the leak, you'll see the following message: "Thank You - Based on the information you provided, we believe that your personal information may have been impacted by this incident".

If you've ever applied for credit, Equifax might have your information.



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